PARIS Financial Planning



100 Pine Street, Suite 1250
San Francisco, CA 94111




How To Handle Market Volatility

Conventional wisdom says that what goes up must come down. But even if you view market volatility as a  normal occurrence, it can be tough to handle when  your money is at stake. Though there's no foolproof  way to handle the ups and downs of the stock market,  the following common-sense tips can help.
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The Power of Affirmations Over Your Wealth

Thoughts can be self-sabotaging tools, and they can damage your finances as well as they do your relationships. Positive affirmations are more than mere pop psychology—science shows that they actually work. Studies have proven that they negate anxiety and help you to solve those debt problems, and brain scans show equally solid evidence of their effects on your pocket. They light up the brain’s pre-frontal cortex, which broadens your processing ability and makes it easier to reflect
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Your Money and Your Mindset~ Five Steps to Financial Freedom

Your finances might seem like a purely practical aspect of your world, but dealing with them intelligently demands using your natural strengths. By leveraging the skills that you have relied on most of your life you will feel more confident in making financial decisions that work for you. -1) Being Visionary Every aspect of your life rushes forward more smoothly when you have a clear vision for the life that you desire. You could approach your finances according to standard old rules like
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Wealth Is More Than Money

Wealth is all about Value. Any financial advisor worth her salt will try to rein in your spending. Stop wasting money on that daily Frappuccino, she will say. Put 10% of your income into a retirement account, and overpay your mortgage. Ebenezer Scrooge did all that and more, only to wake up one December night to the ghost of Christmas past. Kahlil Gibran said, “Money is like love; it kills slowly and painfully the one who withholds it and enlivens the other who turns it on his fellow man.”
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4 Questions to Ask Before You Open Your Wallet

Even if you have the best of intentions, it's easy to overspend. Even if you're generally comfortable with how much you spend, you may occasionally suffer from a case of buyer's remorse or have trouble postponing a purchase in favor of saving for a short- or long-term goal. Here are a few key questions to consider that might help you fine-tune your spending. How will spending money now affect me later?
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Women and Investing Beginners Guide to Asset Allocation and Diversification

Day-to-day life has plenty to teach about investment strategies. Everything from your Monopoly game to your shopping trip demonstrates an understanding of core financing principles. All you have to do is learn how to apply them.

Asset Allocation, Cooking, and Monopoly If you only put one ingredient into each meal, your taste buds would suffer as much as your health would, and the same is true of investing. Your portfolio needs to be spread across asset categories,
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Mind Over Money ~ Improving Your Money Scripts

Money is a mirror reflecting your best and worst self. It reflects you faithfully, whether through your fear, your discipline, or your determination. If you lack faith in your financial competence, your money will be too fluid to control. If the idea of saving sparks your fear, your 31-day account will probably remain as empty as it always was, purely by virtue of your inability to face up to it squarely. If your personality is driven by discipline and practicality, your money will reward y
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5 Ways to Protect Your Finances Against Unforseen Life Events

Planning for the predictable is easy, it's that unpredictable that causes women the most worry and stress. As women we tend to stay within our comfort zone when it comes to finances, focusing on what we know and avoiding what we don't, yet it is that exact behavior that can create a tsunami of challenges and issues for women especially after losing a spouse after death or divorce. It is important to be mindful of the following life events that can happen to an
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3 Reasons to Change Your Ways to Build Your 7 Figure Nest Egg

Day-to-day life has plenty to teach about investment strategies. Everything from your Monopoly game to your shopping trip demonstrates an understanding of core financing principles. All you have to do is learn how to apply them. Asset Allocation, Cooking, and Monopoly If you only put one ingredient into each meal, your taste buds would suffer as much as your health would, and the same is true of investing. Your portfolio needs to be spread across asset categories, time horizons...
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Financial Planning - Why Women Need a Financial Plan

A comprehensive financial plan provides a clearly defined roadmap for organizing the pieces of your financial picture. It is the procedure used for discovering your values, your goals, your dreams for the future and the resources needed to achieve them. The financial planning process considers what strategies and investments would be most appropriate based on your values, tolerance for risk and time horizon.   With a financial plan in place, you will have clarity and the ability to fo
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Women and Money - 5 Steps to Financial Spring Cleaning

With the weather getting warmer, it is time to tackle some major cleaning, but that shouldn't start and end with your closets. As you clean up your house, you should also take a look at your finances. They could also use an annual dust off and reorganization. You'll be shocked at the number of financial documents you accumulate over the year. To get your financial plan squeaky clean, start with a quick overview.
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Women and Wealth Debunk the Myths

The Myths about Women and Wealth can inform you or change you on how you manage your finances. Below are three myths about Women and Wealth that are important for you to know. Learning these myths can help you overcome any fears that may have held you back when it comes to managing your finances. Women are too emotional to invest wisely: They take a long time to make an initial investment and are committed to their decisions. Women investors outperform men in the long run. A seven-year study fou
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What's the Difference between Saving and Investing?

Saving and investing are related, in that they are methods by which you put money aside for later, but they are different from each other. Both are important to your financial health and security, both now and in the future. Saving and investing differences explained When you "save" money, you put your money aside in safe and liquid financial accounts, such as
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The Financial Do's and Don'ts of Your First Year as a Widow

A 2013 survey raised some serious questions about the financial stability of the average widow. The loss of a spouse leaves you vulnerable and in pain at a time of your life when you need to be at your sharpest. Tying up the financial affairs of your partner while creating a fresh monetary foundation for yourself is challenging to say the least, while only 30% of widows play a primary role in their financial planning and investment choices before they lose their partners. This means many women
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Money is your new spouse ~3 Ways to have a love affair with your money

Planning comes as second nature to women. From the time you're a little girl you plan your career, wedding, who you want to marry, what kind of house you want to live in, how many kids you want and even what the kids will look like. On the flip side, making provisions for long term financial security is usually not in all those plans you've made. If you did not pay attention to how you spent, and began saving from a young age don't worry it's never too late to start.
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5 Retirement Savings Mistakes to Avoid

Many times, women don't always put enough thought into their retirement planning. If your 401k is steadily growing, you are one step closer to being better off once you hit retirement age. However, are you sure that you have done everything to ensure you are going to be ready when that time comes? Here are some common mistakes you should avoid when it comes to your retirement savings. 1) Saving too little or no savings at all Of course, the first mistake you should avoid is not saving
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5 Ways to Transform Your Finances

You can'take care of your money if you;re crafting your strategy around hoping it will all work out.; Your grandparents might have earned enough interest from their savings account to impress the savviest investor, but todays banks barely resemble their ancestors, so that is no longer the case. If you want to accomplish your long term goals and have a secure and worry free retirement, it's a matter of spending less, living a more simple life and saving more. Adapt
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Go Big or Go Home, Wallstreet's Worst Advice ~ Why Is it Wise to Diversify?

The idiom, "go big or go home" originated as an advertising campaign for a motorcycle exhaust system. It wasn't written for the investors who tout it today, and for an excellent reason: Risk management is as imperative to investment strategy as due diligence is, but these terms don't give big dreamers quite the same adrenaline buzz as a stock market gamble does. Stalking the refresh button on your browser all day while wringing your hands over microscopic changes in your
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Five Step Strategy for Beginner Investors ~ Set Your Sails for Success

If you could not tell the difference between a REIT return and a Kruger Rand if they walked up to you and bit you, making a beginning in investing is terrifying. Like a boat setting off to sea, you are more likely to stay afloat and on course if you map out your path. Fear, like a bustling squall, will make your responses volatile, so stick to your travel itinerary and you are more likely to manage the storms with your head instead of your emotions.
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4 Common Pillars in Managing Your Wealth ~ Manage You Money ~ Watch it Grow

Women increasingly have a need for more control over their finances as their wealth increases.  To achieve your purpose in life, managing your money is more than just investing in stocks and bonds. There are four common themes in managing wealth: 1: Asset Management 2: Liabilities 3: Proactive Strategies 4: Estate Planning
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Are You Active or Passive With Your Financial Planning?

When your boat capsizes miles from shore, actively trying to swim to land is not always the best option. Sometimes, treading water is a more effective way to use your energy. Ducking under swells instead of swimming against them will conserve your strength even more. With a dash of intellect and a generous dose of passivity, you will stay afloat until your rescuers arrive.
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Does Your Financial Advisor Tell You Things You Don't Want To Hear?

Financial planning was once an industry that punted products, policies, and stocks. Bias was optional in those days, but your advisor's profits were not. Today's financial planner is only ethical if she's shed her bias. She guides rather than sells because your financial well-being is her priority. The trouble is that discipline is rarely fun, and having your money woes pointed out is somewhat less entertaining than a vacation in France. This means that, if your financial planner nev
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